Meet Your AI-CFO,
All-in-one finance copilot for
Creators & Freelancers
From raising invoices to tracking income, managing taxes, and getting real-time financial insights. Variabl is your intelligent, AI-first financial copilot.
Creators & Freelancers already on the waitlist
Invoicing & Brand Deals
Manage client payments & brand collaborations, all in one place.
AI-Powered Automation
Automate taxes and get smart insights on your money.
Rewards That Grow With You
Earn V-Coins and perks curated from creator-friendly brands.
Smart Expense Card, Built for You
Track expenses and unlock perks with every swipe.
One Unified Dashboard
Link accounts, track income, expenses, and clients effortlessly.
Why Creators & Freelancers Use Variabl Every Day
Meet Your AI CFO Copilot
From raising invoices to estimating taxes and tracking payments — Variabl’s AI-powered chat assistant helps you manage everything with just a conversation.
- Use your AI Copilot to raise invoices, track payments, and send reminders
- Ask questions like “How much GST do I owe?” or “What’s my income this month?”
- Get real-time smart insights on cash flow, taxes, and upcoming obligations
Send Invoices. Track Clients. Manage Team Payouts.
Run your entire creator & freelance business — from brand deals to payments — with one smart dashboard.
- Create GST-compliant invoices in seconds
- Track payment status and send automated reminders
- Manage payouts to collaborators, freelancers, and your small team
- Use contracts and templates to simplify brand or client engagements
Let AI Automate Taxes, Categorize Expenses & File Without Stress
Handle GST, TDS, and income tax with a mix of smart automation and real human help — designed for freelancers and creators.
- Expenses auto-categorized for smarter tracking and tax prep
- GST & TDS auto-calculated in the background
- File your ITR, GST returns, and advance tax with confidence
- Get guided tax planning + access to a real CA for personal support
One Dashboard for All Your Money Moves
- Track income, payouts, and expenses in real time
- Get a smart view of your finances — from income to insights to action steps.
- Use your Varybl Expense Card to manage business spending effortlessly.
- Earn V-Coins automatically on eligible card spends
Unlock Curated Rewards with Your Creator & Freelancer Identity
- Rewards based on Instagram, YouTube & platform stats
- Earn V-Coins for invoices, payments & usage - not just spending
- Unlock exclusive invites, brand-collaborations, and creator-only drops.
Built for Creators & Freelancers. Loved by the Best of Them.
Built with feedback from real creators and freelancers in our private beta.
A flexible approach to venture debt
General enquiries
support@example.com
Customer sales enquiries
+1834 123 456 789
Flexible Financing.
A long-term capital partner over the life of your business.
Relationship Banking for SaaS.
We take a personal, partnership led approach to learn your business and help you build the right capital stack.
Transparent Terms.
Flexible, customized approach to finance structure. We'll customize what you need with no hidden terms.
How does it work?
FinPoan displays customized suggestions based on your credit profile. Additionally, before applying, you can view your approval odds without affecting your acores.
Set up and get organized
Define your plan, set up workflows, add team members, mark deadlines, create triggers for alerts and notifications.
Monitor progress
Monitor and analyze your team’s performance in real-time, stay ahead of potential roadblocks and delays
Stay on track throughout
Adapt your plan and course correct where needed, never miss a deadline, prioritize based on situation
Integrated with the tools you love
FinPoan is the first Us-based bank account designed to help global workers get paid faster from the United States.
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Frequently Asked Questions
24/7 Customer Support
Get 24/7 support from our friendly Customer Support agents.
FAQs
Explore FAQs for detailed instructions on specific features.
Learn everything about
Discover a range of trading guides tailored for beginners and advanced
What exactly is Variabl?
How does Variabl work differently for Creators vs. Freelancers?
Creators additionally benefit from brand deal tracking, social integrations, and content-related payouts. Freelancers use Variabl to manage client invoices, tax obligations, and cash flow predictability – all in one AI-first platform.
Can I use Variabl if I already work with a CA or accountant?
Is this app secure? How is my data protected?
When does the product launch?
How is this different from a traditional accounting or banking app?
Unlike generic tools, Variabl is purpose-built for variable income, Indian tax complexity, and the way creators and freelancers work – with automation, AI insights, and features tailored to them.
What can the AI Copilot do?
It acts like your personal finance assistant – helping you raise invoices, answer tax questions, track payments, and get real-time insights, all through a simple chat interface.
Do I need to connect my bank account?
Is this free to use?
How do the rewards work?
You earn rewards by using the platform – sending invoices, completing goals, or spending with partners. Your social reach and platform activity can unlock bonus experiences.
